Whoever said the streets were paved with gold must have been dreaming. San Francisco in the gold rush era was an intoxicating mixture of the wealthy and the desperate. How would Sarah fit in? Determined to prove that she can make it on her own, Sarah poses as a married woman and boards a schooner bound for San Francisco. Restless and eager to travel, Jamie agrees to set up a branch of his family’s merchant bank in San Francisco. Each has something to prove but will their desire to succeed derail a blossoming romance?